Discovering America's 12 Most Affordable Cities

Are you searching for a place where your hard-earned dollars can stretch further? Look no further than these cities with the lowest cost of living in America. From the heart of the Midwest to the vibrant Southwest, these communities were recently named as some of the most affordable cities by Niche due to their unbeatable combination of affordability, amenities and quality of life. Get ready to explore why these communities are great places for remote workers and their families to relocate to.

South Bend, Indiana

Cost of Living Grade: A-

Population: 103,084

Why It's Affordable: 59% of residents own their home

Why it's Great: South Bend is a thriving community with a revitalized downtown and family-friendly activities including the Potawatomi Zoo. The South Bend Community School Corporation includes 4, A-rated schools. As Jessica Hough, a remote worker who recently moved, says, "I have achieved a lot in the last 2 years and I’m excited to see how South Bend will help me “level up”. The financial freedom this move provides with such a drastically lower cost of living here is what will allow me to have the time and money I need to accomplish my goal of strength.

MakeMyMove Incentive: South Bend has partnered with MakeMyMove offering relocation assistance to newcomers. Through this initiative, qualified individuals can receive financial incentives of up to $6,200 to make their move to this affordable and welcoming community easier.

Brownsville, Texas

Cost of Living Grade: A-

Population: 186,999

Why It's Affordable: 60% of residents own their home

Why it's Great: Located on the border of Mexico, Brownsville is a vibrant melting pot where Mexican traditions and American influences seamlessly intertwine. Remote workers and families can swing, sunbathe, fish and bird watch at Boca Chica State Park which is located on the Gulf Coast. Living in Brownsville offers residents a sparse suburban feel and the weather gets an A rating.

Evansville, Indiana

Cost of Living Grade: A-

Population: 116,906

Why It's Affordable: 54% of residents own their home

Why it's Great: Evansville is a city that strikes the perfect balance between historic charm and modern amenities. Its revitalized Riverfront area is filled with restaurants, shops and museums which is why it scores an A rating for nightlife. It also received an A- rating for diversity which it showcases through community events and its "E is for Everyone" campaign. It’s not surprising that recent movers think the community is up and coming.

MakeMyMove Incentive: Evansville, Indiana, is becoming a magnet for new residents, and for good reason! The Evansville Region is currently offering a relocation incentive of up to $7,222 through MakeMyMove to attract talented remote workers. Other incentives include a two-year membership to Cowork Evansville coworking space.

Fort Wayne, Indiana

Cost of Living Grade: A-

Population: 264,514

Why It's Affordable: 63% of residents own their home

Why it's Great: Fort Wayne offers a captivating blend of vibrant culture, outdoor adventures and friendly Midwestern spirit. Many young professionals and families already call Fort Wayne home and spend their weekends at Science Central or Parkview Field. Part of the amenities offered in the community are multiple healthcare systems including Lutheran Hospital of Indiana.

Dayton, Ohio

Cost of Living Grade: A-

Population: 137,305

Why It's Affordable: 48% of residents own their home

Why it's Great: Often overshadowed by its larger neighbors, Dayton has a lot to offer. Aviation history buffs will enjoy the National Museum of the United States Air Force while art enthusiasts can immerse themselves at the Dayton Art Institute. The city also scores high on livability with the A+ rated Dayton Regional STEM School and some of the top neighborhoods in the area include Paterson Park and Forest Ridge.

Wichita Falls, Texas

Cost of Living Grade: A-

Population: 102,482

Why It's Affordable: 56% of residents own their home

Why it's Great: From wide-open spaces and historical sites to family-friendly fun, Wichita Falls caters to a variety of interests. The community embraces its past at the Museum of North Texas History and remote workers and their families recharge on the weekends at Lake Arrowhead State Park or Castaway Cover Waterpark. The city also received A ratings for overall cost of living and diversity.

Toledo, Ohio

Cost of Living Grade: A-

Population: 269,962

Why It's Affordable: 56% of residents own their home

Why it's Great: Toledo is a shining example of how affordability and urban amenities can coexist harmoniously. The city’s Historic Theatre District allows locals to explore the grandeur of the past by exploring the opulent architecture of restored theaters like the Valentine Theatre and the Toledo Repertoire Theatre. This opulence is even on display at the Toledo Lucas County Public Library Main Branch which is housed in a Beaux-Arts building and contains a vast collection of books, historical documents and an art gallery -showcasing local and regional artists. With an A rating for cost of living and nightlife - Toledo ensures that remote workers can enjoy the finer things in life without sacrificing their financial well-being.

Akron, Ohio

Cost of Living Grade: A-

Population: 190,273

Why It's Affordable: 50% of residents own their home

Why it's Great: Akron is a prime example of how small-town living can be both affordable and comfortable. Residents can enjoy a scenic stroll or bike ride along the Towpath Trail at Lock 3, a historic canal overlook and learn about the region's industrial past while taking in stunning views of the Cuyahoga River. Locals also enjoy Akron’s iconic food scene by indulging in the city's rich Italian heritage by savoring delicious Italian cuisine at local restaurants or trying a classic "Swensh" hot dog, a local favorite. Akron also scores A ratings for cost of living and outdoor activities.

Springfield, Illinois

Cost of Living Grade: A-

Population: 114,214

Why It's Affordable: 62% of residents own their home

Why it's Great: As the capital of Illinois, Springfield offers a combination of historic and unique attractions. As the birthplace of Abraham Lincoln, the community celebrates his legacy at several local attractions including the Abraham Lincoln Presidential Library and Museum For weekend fun, locals connect with nature and observe diverse wildlife at Wildlife Prairie Park or embark on a historic road trip along a portion of Route 66, that traverses Springfield. Additionally, families will find several A-rated schools including Rochester High School and Sherman Elementary Schools which are part of the Springfield Public Schools.

Rockford, Illinois

Cost of Living Grade: A-

Population: 148,173

Why It's Affordable: 54% of residents own their home

Why it's Great: Rockford is a great place to live for those who prioritize affordability, a slower pace of life and access to nature. Residents can find serenity and tranquility at the Anderson Japanese Gardens, one of the top-rated Japanese gardens in North America while nearby Rock Cut State Park offers opportunities for hiking or biking along scenic trails.

Cleveland, Ohio

Cost of Living Grade: A-

Population: 370,365

Why It's Affordable: 41% of residents own their home

Why it's Great: Cleveland is a major sports town with enthusiastic fans. Residents love cheering on professional teams, the Browns (NFL), Cavaliers (NBA), Guardians (MLB), and Monsters (AHL). While in a large city. Cleveland offers access to stunning natural beauty. Lake Erie's shores provide recreation opportunities and the Cuyahoga Valley National Park allows for hiking, biking and scenic exploration.

McAllen, Texas

Cost of Living Grade: A-

Population: 142,722

Why It's Affordable: 59% of residents own their home

Why it's Great: McAllen enjoys a subtropical climate with mild winters and warm to hot summers, perfect for those who enjoy sunshine and outdoor activities year-round. The city has a strong Hispanic influence, reflected in its food, music and festivals creating a rich and diverse cultural scene to explore. McAllen also has a lower crime rate compared to the national average - making it a safe place to live.

These cities with the lowest cost of living in America are waiting to welcome remote workers with open arms and affordable living standards that will leave your wallet feeling fuller than ever before.

*Ranking of cost of living by city based on the consumer price index and access to affordable housing (housing-to-income rates) using data from the U.S. Census and BLS

**Median home price based on pricing from Realtor.com