Exploring 5 Budget-Friendly Cities in the U.S.

U.S. News and World Report recently named the 25 Best Affordable Places to Live in the U.S. for 2024-2025. From vibrant cities to charming small towns, many of these locations are scattered among states in the Midwest and Great Plains. Remote workers who aren’t constricted by an office job and are seeking a change of pace can also stretch their income further by relocating to one of these communities. Beyond just dollars and cents, these cities and towns across the Heartland region provide a level of livability and community engagement that enhances their overall quality of life. From revitalized neighborhoods to thriving arts scenes to easy access to outdoor adventures - there's an abundance of ways to embrace an active, balanced lifestyle that doesn't break the bank.

Here's a look at five standout communities that provide exceptional value and quality of living at incredibly reasonable costs compared to other major metro areas:

1. Fort Wayne, Indiana

Median Home Price: $279,900

Income Spent on Living Expenses: 19.56%

Fort Wayne, Indiana, is quietly becoming a top contender for those seeking a vibrant yet affordable community. The revitalized riverfront area, situated around three rivers, forms the heart of Fort Wayne's charm. Here, you can explore scenic parks, meander along trails adorned with public art installations, or take a relaxing river cruise. Fort Wayne's cultural scene is no slouch either. Museums and art galleries offer opportunities for artistic exploration, while the historic downtown district beckons with its charming shops and local restaurants. History buffs will delight in exploring the Fort Wayne History Heritage Trail offering a glimpse into the city's rich past.

2. Wichita, Kansas

Median Home Price: $299,900

Income Spent on Living Expenses: 22.28%

In the heart of the Sunflower State Wichita, Kansas, offers a surprisingly affordable alternative to larger Heartland cities. Housing costs are remarkably lower, allowing you to stretch your budget further. The city also boasts a lower cost of living encompassing groceries, transportation and utilities. However, Wichita isn't just about affordability. The city is a cultural hub with a thriving arts scene, world-class museums like the Wichita Art Museum and a vibrant nightlife. Outdoor enthusiasts will love the Sedgwick County Zoo and the numerous parks and trails surrounding the city.

3. South Bend, Indiana

Median Home Price: $195,000

Income Spent on Living Expenses: 23.13%

South Bend, Indiana, offers a unique combination of affordability and a strong sense of community. Housing costs are significantly lower than the national average, making it an ideal location for first-time homebuyers or those seeking a more budget-friendly lifestyle. The city boasts a revitalized downtown with excellent restaurants, shops and cultural attractions like the Studebaker National Museum. South Bend also embraces the remote work revolution. The city is a participant in the MakeMyMove program, offering $5,000 in cash and relocation assistance to attract new residents and additional incentives including a 1-year social membership to Momentum SB and a recreation package. These incentives can significantly ease the transition and make South Bend an even more attractive proposition for those seeking a comfortable, affordable new home.

4. Indianapolis, Indiana

Median Home Price: $269,900

Income Spent on Living Expenses: 22.66%

Indianapolis, Indiana, often surprises people with its affordability. Housing costs are significantly lower than the national average, and the overall cost of living is quite reasonable. This doesn't mean sacrificing amenities. Indianapolis offers a vibrant cultural scene, professional sports teams, exciting nightlife and excellent restaurants. Nature lovers can explore the numerous parks and gardens within the city limits, while history enthusiasts can delve into the Indiana State Museum or the Indianapolis Motor Speedway Hall of Fame Museum. Remote workers who relocate to Indy can qualify to receive up to $2,500 in cash and a one-year membership to 16 Tech Coworking space.

5. Tulsa, Oklahoma

Median Home Price: $271,000

Income Spent on Living Expenses: 24.40%

Tulsa, Oklahoma, offers a compelling combination of affordability and cultural richness. Despite its affordability, Tulsa is a dynamic city with a vibrant art scene, renowned museums like the Philbrook Museum of Art and a burgeoning culinary scene. Furthermore, Tulsa offers remote workers $10,000 to relocate there through the MakeMyMove program. Additional incentives for those who qualify include a 36-month free membership at 36 Degrees North coworking space and a hosted visit for program finalists - making Tulsa an attractive choice for those seeking a fresh start in a city with exciting possibilities.

So, for digital nomads seeking to maximize their income while deepening connections to community and place, cities like Fort Wayne, Wichita, South Bend, Indianapolis and Tulsa offer the best of both worlds – big-city amenities blended with small-town hospitality and affordability. If you're ready to prioritize life beyond the paycheck, the American Heartland is calling.

*Income spent on living expenses provided by U.S. News and World Report

**Median home price based on pricing from Realtor.com